How To Choose A Life Insurance Plan That Fits The Intended Purpose And Financial Capabilities

Presently, the insurance market is flooded with plenty of promising and affordable life insurance packages to meet the needs of a wide pool of society. Inevitably, settling on the most convenient one can be a daunting task for most beginners. A few factors can be excellent guidelines when evaluating various offers to pick the best providers, such as from Freedom Life Insurance.

Why do you need life insurance?

  • Life insurance is a suitable choice for candidates looking to finance a situation for a given time span. In a case where the client needs to plan for the college tuition of young children, picking a 20-year life insurance plan will facilitate the process. Another need to acquire a life insurance would be to repay a loan in the required term policy.
  • A life insurance is an affordable plan for candidates with a constricted budget. The typical stipulation of the plan is that one receives payment upon death during the insurance’s term. If the person’s life span surpasses the plan’s duration, Freedom Life Insurance ceases covering the payments. The plan variates from the permanent life insurance policy because one cannot build equity using cash savings.

Freedom Life Insurance offers the clients an option to convert to permanent packages in case of changing financial abilities and needs. They do not require a medical examination for higher premiums. Premium rates are low when the candidate is young and increase upon renewal. It is therefore prudent to consider the permanent insurance plans from Freedom Life Insurance such as whole life, universal life and variable life.

Reasons to acquire Permanent Life Insurance

  • A permanent policy does not require renewal hence the client receives payment upon death for any length of the life span.
  • Another benefit is the growing savings that increase equity. The savings are not limited to a restrict purpose hence can pay the insurance’s premiums or alternative needs. The death benefit can serve as a loan collateral, tasking the insurance company to cover the pending amount if one dies before the repayment’s completion before disbursing the beneficiary funds.
  • Permanent policies have a fixed premium rate that is typically higher than term packages.

Check more: https://www.ehealthinsurance.com/ehealthinsurance/benefits/ifp/IHC-MultiState/IHC-MultiState-FreedomChoice-BR-0811.pdf

Tory McQuagge of USHEALTH Group collects another award recognizing his industry-leading performance

Award winning USHEALTH Group Inc. CEO Troy McQuagge won the 2016 One Planet Business and Professional Excellence Awards Gold as CEO of the year.

One Planet Awards is an annual recognitions program that allows business leaders to honor industry peers in a variety of different areas. One Planet Awards was founded with the idea of spreading public awareness of business excellence. Judges are industry experts who give their time to recognize leaders in a number of fields. Winners receive Bronze, Silver, or Gold awards, with Gold being the highest honor.

After receiving the Gold Award, McQuagge said, “it’s an honor to be named by One Planet Awards to receive this esteemed industry and peer recognition. In reality, this award belongs to everyone at USHEALTH Group, Inc. It is a testament to our company’s ongoing commitment to solve the healthcare affordability problem for customers by providing them with innovative coverage that can grow as their healthcare needs grow.”

McQuagge started as president and CEO USHEALTH Group in 2010, first turning around performance at the company’s captive distribution agency, USHEALTH Advisors. Due to the success of his efforts in that area, Mr. McQuagge was to the Board of Directors at USHEALTH Group, Inc. in 2014.

Under the leadership of McQuagge, USHEALTH Group has recorded unparalleled success and growth, becoming an industry leader in the individual health insurance market. The company has also had record-setting profitability for the past three consecutive years. USHEALTH has also grown to become the largest Captives sales organization in the “Under 65” Health Insurance Market.

USHEALTH Group, based in Fort Worth, Texas, is an insurance holding company that focuses on providing insurance solutions to self-employed individuals and small businesses owners, providing competitive rates while still having outstanding customer service and focus on the needs of their customers.

Troy McQuagge, the CEO of USHEALTH Group, has won many industry awards in his many years in the insurance industry. In 2016 alone, both he and USHEALTH Group won eight different awards from various industry groups, including the 2016 Gold Award for most Innovative CEO of the year from CEO World Awards, and a 2016 Gold Stevie Award for Company of the Year in the Insurance Field.

Before working at USHEALTH Group, McQuagge was President of the Agency Marketing Group for over eleven years. He is an alumnus of the University of Central Florida, and in addition to his many business accomplishments, has spent countless hours volunteering and donating money to a variety of charities, including HopeKids Dallas, HopeKids Phoenix, and Trinity Habitat for Humanity. Read more: https://insurancenewsnet.com/oarticle/Troy-McQuagge-is-Slated-to-Head-USHEALTH-Group-Inc-a-489547

 

The Osteo Relief Institute – Five Years of Quality Health Care Service

The Osteo Relief Institute provides physical therapy and relief in the United States of America. It has a number of locations in states like Colorado and Arizona, and New Jersey, to name a few. The Osteo Relief Institute is known for the care they provide to their patients which are marked my quality and transparency.

 

 

Over the course of its business, the Osteo Relief Institute has assembled a team of physicians and physical therapists who take care of patients in a unique way. Doctors give patients at least an hour to discuss their concerns at length. The physicians and therapists value understanding and transparency. They steer clear of terminology as much as possible and prefer to explain the situation to their patients in a clear way to avoid uncertainty and lack of understanding. Patients have been appreciating that kind of communication as well.

 

 

The office of the Osteo Relief Institute located in the state of New Jersey is based in Wall Township. The department launched five years ago, and it is one of the latest additions to the chain of the Osteo Relief Institute. It has also become one of the most famous offices of the Osteo Relief Institute as the team of experts there has had the best record and patients have been referring people to it above all else.

At the Osteo Relief Institute, patients can take advantage of a number of healthcare services. The physical therapists aim to provide the most effective treatments for their patients. During the therapies, there is almost no downtime, and that is to ensure that the patient reaches recovery in the best ways possible as soon as they can. Patients can try out a number of different physical therapies in their search of relief. That is to make sure patients will not need to have a surgery. The Osteo Relief Institute is known for the technologies they have and use (http://www.phillypurge.com/2017/08/01/new-jerseys-osteo-relief-institute-offers-hope-for-arthritis-sufferers/). The Osteo Relief Institute aims to stay on track and keep up with the technological advancements in their line of work. That helps them provide the best treatments which are also FDA approved.