How To Choose A Life Insurance Plan That Fits The Intended Purpose And Financial Capabilities

Presently, the insurance market is flooded with plenty of promising and affordable life insurance packages to meet the needs of a wide pool of society. Inevitably, settling on the most convenient one can be a daunting task for most beginners. A few factors can be excellent guidelines when evaluating various offers to pick the best providers, such as from Freedom Life Insurance.

Why do you need life insurance?

  • Life insurance is a suitable choice for candidates looking to finance a situation for a given time span. In a case where the client needs to plan for the college tuition of young children, picking a 20-year life insurance plan will facilitate the process. Another need to acquire a life insurance would be to repay a loan in the required term policy.
  • A life insurance is an affordable plan for candidates with a constricted budget. The typical stipulation of the plan is that one receives payment upon death during the insurance’s term. If the person’s life span surpasses the plan’s duration, Freedom Life Insurance ceases covering the payments. The plan variates from the permanent life insurance policy because one cannot build equity using cash savings.

Freedom Life Insurance offers the clients an option to convert to permanent packages in case of changing financial abilities and needs. They do not require a medical examination for higher premiums. Premium rates are low when the candidate is young and increase upon renewal. It is therefore prudent to consider the permanent insurance plans from Freedom Life Insurance such as whole life, universal life and variable life.

Reasons to acquire Permanent Life Insurance

  • A permanent policy does not require renewal hence the client receives payment upon death for any length of the life span.
  • Another benefit is the growing savings that increase equity. The savings are not limited to a restrict purpose hence can pay the insurance’s premiums or alternative needs. The death benefit can serve as a loan collateral, tasking the insurance company to cover the pending amount if one dies before the repayment’s completion before disbursing the beneficiary funds.
  • Permanent policies have a fixed premium rate that is typically higher than term packages.

Check more: https://www.ehealthinsurance.com/ehealthinsurance/benefits/ifp/IHC-MultiState/IHC-MultiState-FreedomChoice-BR-0811.pdf

Tory McQuagge of USHEALTH Group collects another award recognizing his industry-leading performance

Award winning USHEALTH Group Inc. CEO Troy McQuagge won the 2016 One Planet Business and Professional Excellence Awards Gold as CEO of the year.

One Planet Awards is an annual recognitions program that allows business leaders to honor industry peers in a variety of different areas. One Planet Awards was founded with the idea of spreading public awareness of business excellence. Judges are industry experts who give their time to recognize leaders in a number of fields. Winners receive Bronze, Silver, or Gold awards, with Gold being the highest honor.

After receiving the Gold Award, McQuagge said, “it’s an honor to be named by One Planet Awards to receive this esteemed industry and peer recognition. In reality, this award belongs to everyone at USHEALTH Group, Inc. It is a testament to our company’s ongoing commitment to solve the healthcare affordability problem for customers by providing them with innovative coverage that can grow as their healthcare needs grow.”

McQuagge started as president and CEO USHEALTH Group in 2010, first turning around performance at the company’s captive distribution agency, USHEALTH Advisors. Due to the success of his efforts in that area, Mr. McQuagge was to the Board of Directors at USHEALTH Group, Inc. in 2014.

Under the leadership of McQuagge, USHEALTH Group has recorded unparalleled success and growth, becoming an industry leader in the individual health insurance market. The company has also had record-setting profitability for the past three consecutive years. USHEALTH has also grown to become the largest Captives sales organization in the “Under 65” Health Insurance Market.

USHEALTH Group, based in Fort Worth, Texas, is an insurance holding company that focuses on providing insurance solutions to self-employed individuals and small businesses owners, providing competitive rates while still having outstanding customer service and focus on the needs of their customers.

Troy McQuagge, the CEO of USHEALTH Group, has won many industry awards in his many years in the insurance industry. In 2016 alone, both he and USHEALTH Group won eight different awards from various industry groups, including the 2016 Gold Award for most Innovative CEO of the year from CEO World Awards, and a 2016 Gold Stevie Award for Company of the Year in the Insurance Field.

Before working at USHEALTH Group, McQuagge was President of the Agency Marketing Group for over eleven years. He is an alumnus of the University of Central Florida, and in addition to his many business accomplishments, has spent countless hours volunteering and donating money to a variety of charities, including HopeKids Dallas, HopeKids Phoenix, and Trinity Habitat for Humanity. Read more: https://insurancenewsnet.com/oarticle/Troy-McQuagge-is-Slated-to-Head-USHEALTH-Group-Inc-a-489547

 

Logan Stout’s IDLife Was Born From Necessity

Logan Stout believes that you have to make your own success. He knew, from an early age, that he didn’t want to struggle with success and he also wanted to make sure that he was making decisions in his life that he could be proud of. Because of this, he did what he could to provide people with all of the opportunities that they needed and that helped him to be better at what he does now.

For Logan Stout, IDLife was something that was a necessity to fulfill his dreams and it made sense that he did all of this with the help of his own ambition and the things that he wanted to use to make a difference with. For Logan Stout, IDLife was something that made sense and something that allowed him the chance to show people that they could be healthy and it was something that could be fun.

Recently, IDLife was included with the top 100 MLM businesses in the country. This was a huge accomplishment because there are so many different MLM companies that are all competing for a spot on the list. Logan Stout knew this and knew what an honor it was to have his company be a part of it. He continues to strive to make a difference for people who work for the company and for people who are supportive of their own health and wellness journeys. Logan Stout is confident that IDLife can grow to be one of the biggest MLM companies.

IDLife is a company that encompasses many areas of health. It looks at health as a whole because of all of the different systems of the body. It is something that has to be done regularly and something that most people will have to deal with on a regular basis. It is also a company that is able to appeal to many different groups because everyone is concerned with their health and wants to make a difference in the way that they are able to do things with the different options that they have and the way that they are able to deal with their health.

Learn more about IDLife: https://idlife.com/corp/opportunity